Category: Новости
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Personal finance basics for startup founders: how to manage money wisely
Why your personal money is a hidden risk factor for your startup If your personal finances are shaky, your startup automatically becomes riskier, even if the product is brilliant. As of 2025, the most recent multi‑year data (2021–2023) from founder surveys shows that over a third of early‑stage founders either skip a salary or underpay…
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Smart ways to invest in your 50s and grow wealth confidently for retirement
Why Investing in Your 50s Is a Power Move, Not “Too Late” Hitting your 50s can feel like standing at a financial перекресток: дети почти самостоятельны, карьера на пике или близко к финишу, а вопрос пенсии уже не теоретический. Но именно сейчас у вас есть то, чего нет у 30‑летних: опыт, более высокая зарплата и…
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Budgeting for a new business venture: practical guide for startups and owners
Launching a new venture is exciting right up until you open a spreadsheet and realize you need an actual budget. The good news: budgeting is less about “perfect math” and more about structured thinking. This guide walks you through how to create a budget for a new business in a practical, no‑nonsense way, with clear…
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Financial data privacy and security: the beginners guide
Why Financial Data Privacy Suddenly Matters to Everyone Over the last three years, financial data has turned из “бумажки в кошельке” into one of the hottest targets on the planet. Between 2022 and 2024, financial services have consistently ranked among the top three most‑attacked industries in reports from IBM and Verizon, with breach costs averaging…
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How to use budgeting to fight financial anxiety and feel in control
Why Budgeting Is Your Best Anti-Anxiety Tool (Not a Punishment) Money worries rarely появляются из‑за одной плохой покупки. Обычно это туман: вы вроде что‑то зарабатываете, что‑то тратите, но не чувствуете контроля. Из‑за этого трудно спать, сложно строить планы и постоянно крутится мысль: «А вдруг все рухнет?». Бюджет в этом контексте — не таблица с цифрами,…
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Million-dollar net worth: how to prepare your finances and mindset
Understanding What a Million-Dollar Net Worth Really Means Before talking about how to build a million dollar net worth, we need to clear up a basic thing: what “millionaire” actually means in 2025. You’re a millionaire when your net worth is at least $1,000,000. That’s not just money in the bank. Net worth = everything…
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Investing in sustainable businesses: a beginners guide to ethical profits
Why Sustainable Investing Is No Longer Just “Nice to Have” Imagine your money as a tiny employee. Every day it goes to work somewhere: in a factory, in a data center, in a farm, in an app you’ve never heard of. The question is simple: Is it working for the future you actually want to…
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How to avoid common budgeting mistakes in your 20s and build better money habits
Why Budgeting in Your 20s Matters More Than It Seems Your 20s часто ощущаются как время без чётких рамок: первая работа, переезды, путешествия, смена интересов. Но цифры приземляют. По данным Federal Reserve, более 50% людей до 30 лет имеют задолженность по кредитным картам, а около трети не имеют вообще никаких сбережений. При этом именно в…
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Beginner’s guide to understanding your mortgage interest deduction in simple terms
Buying a home comes with enough paperwork to fill a small library, so it’s no surprise people feel lost when they first hear about the mortgage interest deduction. Still, this tax perk can significantly shrink your bill if you know how it works. Below, we will walk through where the deduction came from, what it…
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Smart budgeting for suburban families to save more and manage money wisely
From Envelopes to Apps: How Suburban Budgeting Got Smart Кitchen tables, checkbooks and the rise of plastic In the 1970s–1980s типичный пригородный бюджет держался на бумажных конвертах: зарплата обналичивалась, деньги раскладывались по категориям — ипотека, бензин, продукты. Контроль расходов буквально ощущался в руках. В 1990‑е пришли кредитные карты и первые программы вроде Quicken; цифры переехали…